I think you raise a good point that's often missed by a lot of us who have (or have had) large collections, and long-since moved beyond that desperate feeling of not really having a collection until you've got a few coins. If you don't go crazy, I think buying a few lesser grades is a good thing, but stick to a small area and keep looking for the same coin and dates for upgrades. You'll lose a bit of money this way but, boy, when the 3rd upgrade drops on your door mat, you'll come close to skimming your first purchase across a lake, such will be your enlightenment. To be honest it's no good expecting novices to buy well from the very beginning, whatever advice is given, because you need to know what a rubbish coin is first. If you have to rely on experts from the outset you'll never come close to becoming one yourself...just don't make your education too expensive. I did exactly the same thing as you...and so did everyone else on here, whether they admit it or not! The only consolation I can offer you re the money you'll lose along the way is that, one day, you'll sell one or two that will start to address the balance, especially when the time comes that you make fewer, and hopefully smaller, mistakes? Happy collecting Nons!