It does look a nice coin, but also playing Devil’s Advocate, could there be some lines parallel to the diagonal mark on Victoria’s neck? So difficult to tell from a photo, but could the edges of a minor gouge have been smoothed?
That’s a problem with TPG’s, a coin that is rejected , even if the reason is not obvious, becomes more difficult to live with unless re-assessed. I do prefer Rob’s ‘acceptable’ or ‘not acceptable’ rather than strict grade in determining whether a coin deserves a place in my collection as I can accommodate parameters such as rarity, availability, desire to acquire, gap to fill, need to upgrade, prettiness, potential profit etc in an immediate decision whether to acquire; not infallible of course, and purchases made on the net after returning from the pub tend to demonstrate this.
Jerry