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Everything posted by Rob
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England Frightened Of Scottish Indepemdence
Rob replied to azda's topic in Nothing whatsoever to do with coins area!
The main difference is still the huge houses in gated estates. We have a handful up here in the more select areas, but nothing like the number down south. Gated houses are common enough, replete with the obligatory expensive motor or three outside. Mind you, not having a swimming pool could be a blessing in disguise given the weather. One bizarre feature which you probably don't see so much is the terraced house with 100Ks worth of cars sticking out into the road from the postage stamp area in front of the house. Not infrequently the cars cost more than the property is worth. -
England Frightened Of Scottish Indepemdence
Rob replied to azda's topic in Nothing whatsoever to do with coins area!
It's the concentration of high value housing and the steep increase in their prices that is the main difference between the south-east and the rest of the country. Relatively small LTV mortgages on the primary home is why so many can have a second home in Dorset or even down to Devon and Cornwall. Whilst there are clearly many wealthy people living in the south-east, I often wonder what percentage of total wealth is tied up in property, the amount of gearing per household and how much free capital in physical £sd is available, as the latter will buy non-housing items at much the same price across the country. A stark example of the difference came out a couple days ago when a couple announced they were retiring and selling the business up here and their house and moving near Henley to be close to their family. £190K for the house here, over 1/2 a million for a smaller bungalow down south, albeit in a fairly desirable area. -
Why would a counterfeit be overstruck in the first place? It could be dated 2771 for all it matters. It doesn't have to be overstruck as it could just be a spot of die disintegration around the digit. I don't have any examples of a 2 over 1 which you might expect given they aren't particularly rare in good grade. Better example from the same die required.
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England Frightened Of Scottish Indepemdence
Rob replied to azda's topic in Nothing whatsoever to do with coins area!
Unfortunately I was unable to find many ex members of the BNS living in Elmbridge. It appears that most of my cast-offs have come from Kensington and Mayfair .............................or Yorkshire. -
England Frightened Of Scottish Indepemdence
Rob replied to azda's topic in Nothing whatsoever to do with coins area!
With all that money taken in tax down south, it is little wonder that us oop north can't afford proper coins. Always having to make do with other people's cast-offs. -
You must be mistaken. JEB on truncation is the rare one. Ebay only has rare things, ipso facto it is as described.
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Can someone please help me get my head around the description. 'The error 1895 is reversed' implies it used to be an 1895 G4 coin, or what? The year in the description box is 1826 which may be ok (can't make out the image), Certainly one in a million as you couldn't arrive at a listing like this if you tried. Was 1826 'corrected' to 1895 - who knows? I will leave this to the man who has the 1952 Elizabeth II brass 3d as the two coins will complement each other.
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Spink/any Price Guide Figures!
Rob replied to Coinery's topic in British Coin Related Discussions & Enquiries
The wide variety of prices paid on ebay, at coin fairs and at auction makes pricing anything quite difficult. Combine that with collector inertia to price changes (because we all remember such and such selling for x pounds) and arriving at a fair price is extremely difficult. As a seller, you can always get rid of something by pricing it low, but whether this a fair market price is a moot point. I think the moral of the story is not to get too hung up on any price given and if you like the coin, buy it, within reason. -
The vacuous wittering of arts/tv/film/media critics such as the eponymous Mr Commode, whose gushing output is akin to one of Thomas Crapper's patented finest.
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4 Points Difference Is Valued At £350
Rob replied to azda's topic in British Coin Related Discussions & Enquiries
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England Frightened Of Scottish Indepemdence
Rob replied to azda's topic in Nothing whatsoever to do with coins area!
Ditto to the first two sentences. -
England Frightened Of Scottish Indepemdence
Rob replied to azda's topic in Nothing whatsoever to do with coins area!
I agree. The Labour Government may have 'caused' the deficit by spending billions to bail out the banks, but the alternative would have been total economic collapse, worse even than Greece. Unfortunately I've read that the banks are back to some of their worst excesses, and haven't learned a thing it seems except how to make irresponsible profits. One thing that's certain is that only a small minority of people have the ability to remember more than a week or two ago. Sure the last government borrowed lots of money to bail out the banks, but that was because they had already p'd up any reserves against the wall buying votes with uncosted and unsustainable benefits. Banks making excessive profits now? Maybe, but that is a politicised statement. Payday loans are slated for their high rates of interest, but the admin costs of a £5 loan are no different to a £500 loan. Borrow £5 for a few days and it is little wonder that the APR is so large. Collecting the money is expensive too, but has to be done if the case is to be made for a business model. The economy is stumbling along on the back of consumer spending funded by borrowing now that banks aren't so restrictive in their lending. Why are people borrowing at the first opportunity when interest rates increases are a one way bet? Making a profit is not irresponsible. Shops that make a profit due to bumper sales are not considered irresponsible. Apple makes huge profits because it sells something the public wants. So do banks. They pander to the instant gratification mob, such as many purchasers of 'must have items'. Ed Balls is still shadow Chancellor, despite having been GB's right hand man for a significant period of the economic irresponsibility pursued by the last government and in which he presumably had a say. Milliband can't remember that far back, so carries on, regarding him as the right tool for the job. Right tool? Yes, yes or no depending on how you read it. Don't forget that as Chancellor, he would be responsible for wasting far more money than anyone else, whilst at the same time increasing the indebtedness of all the taxpayers in this country. Virtually no politician thinks beyond how to get elected next time round. Osborne, Balls, Cameron, Milliband, the names are irrelevant. Solve that one and the country might be in a better position. -
That will be a mistake I believe, from creating this listing from other listings. Some of his other offerings also have the same 'additional information'. Ok, fair enough. I haven't the patience to trawl through ebay listings - in fact, this and the eBay laughs thread are just about the only time I bother viewing.
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England Frightened Of Scottish Indepemdence
Rob replied to azda's topic in Nothing whatsoever to do with coins area!
I'm sorry Rob I don't agree with that. The financial crisis got dramatically worse when the American government allowed Lehman Bros. to go to the wall. Allowing Northern Rock to go tits up would have put even greater pressure on the UK economy and would certainly have meant that the cost of bailing out the other miscreants would have increased exponentially, perhaps to the point that it became unviable. This would have then led to the UK going cap in hand to the IMF and conceivably to global economic meltdown. Don't forget it was a very close-run thing and the odd percentage point here or there could have tipped the whole thing over the edge.Somewhere along the line it is necessary for sufficient numbers of people to get hurt in order for the sytemic failures to be drummed home. Whether it was Northern Rock or some other institution is not material I feel we live in a society where nobody takes responsibility for their own actions. In the case of the banks it should also include borrowers who for some reason seem to think that the same economic conditions will prevail for the length of their mortgage. Why should they when economies have always been cyclical? Why were banks offering loans of over 100%, and why were people taking them out. If you don't have to put your own equity into a purchase, it isn't yours, you don't have a stake, so may not care? Would anyone here lend their own money on that basis? I think not. Couple that with the ridiculous arrangement we have now where you can bankrupt yourself and be completely rehabilitated after 12 months is crass and a recipe for default. Moral compasses need to be aligned on all fronts. If you can't afford it with some level of safety margin, don't borrow. People feel the need to get a new car (see where all the PPI payouts have been spent), why? I was 33 before I bought my first new car - but not before I had paid off my mortgage which I always viewed as a 'Sword of Damocles' hanging over me. Prior to that I lived on cheap second-hand vehicles. A car is a depreciating liability, not a status symbol. -
If you do a lengthy scroll to the bottom of the page, the following information is provided for 'the medal'. If the florin has an inscribed edge as written, that is seriously naughty given there is no mention of it in the normal listing. I guess the inability to edit the original listing is just eBay's way of helping underhand behaviour. Additional information re the medal: Edge of the medal reads as follows: 05853 CPL A.E. HUNTER A.O.C
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Welcome to the forum Lee. I started by collecting everythimg and anything I could lay my hands on when young, migrated to a collection of shillings and halfpennies when I finally found a focus, but after finding it difficult to fill some of the gaps in suitable grade plus the monotony of date runs, decided to go for maximum diversity within the British series from Celtic through to the modern day. By avoiding duplication of design wherever possible, it means that I have effectively become a type collector. However, old habits die hard, so I still have mini collections of George III pattern halfpennies and Freeman based halfpennies where I try to get an example of each Peck type and obverse/reverse examples respectively. Plus I often find myself buying an example of a reign/type that although strictly duplicating a design, is too attractive to ignore.
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England Frightened Of Scottish Indepemdence
Rob replied to azda's topic in Nothing whatsoever to do with coins area!
Northern Rock should have been allowed to go to the wall. For people to cry that their life savings were in danger should be a salutory lesson in the art of not putting all eggs in one basket. For those who put more than the compensation limit on deposit - you took a gamble and by rights should have lost. -
Let's See Your Copper Coins, Tokens, Or Medals!
Rob replied to brg5658's topic in British Coin Related Discussions & Enquiries
The Nicholson images show a reasonable comparison between what is considered a specimen and that which is a proof. Nicholson 400 is a Heaton 'proof', but the fields are misty relative to the RM proofs because they are not so finely polished. Mine is definitely better than N's, but still not quite as good as the RM pieces. -
Let's See Your Copper Coins, Tokens, Or Medals!
Rob replied to brg5658's topic in British Coin Related Discussions & Enquiries
But as nice as it is, it still falls a little bit short of say my 1867 bronzed and 1879 bronze proofs. Both are ex-Nicholson http://www.colincooke.com/coinpages/nicholson_part5.html for comparison. -
Let's See Your Copper Coins, Tokens, Or Medals!
Rob replied to brg5658's topic in British Coin Related Discussions & Enquiries
And the regular one. -
Let's See Your Copper Coins, Tokens, Or Medals!
Rob replied to brg5658's topic in British Coin Related Discussions & Enquiries
Now that's a very interesting discussion. What do you make of this catalogue footnote to the sale of an 1874H penny by DNW in 2006: FootnotePeriodically, the Heaton mint struck carefully finished ‘specimen’ coins of varying denominations as an example of what the company could produce; in some instances they were presented as gifts to dignitaries and government officials and in other cases were part of the travelling portfolio of a Heaton sales representative (cf. Gunstone, SNC December 1977, p.545; cf. Tansley Collection, DNW 67, lot 369). Truly genuine Heaton mint proofs of this period (cf. Adams lot 268 = SNC April 2005, 2467) are exceedingly rare; most of those so catalogued in the Freeman sale were in fact ‘specimens’ That's fascinating. Presumably though, such specimens had the H mintmark? Seeing as I have one of the coins in question, here is the halfpenny ex-Freeman and Terner collections. Unfortunately it's only a scan which reduces contrast a bit, so if I find time later tonight I will try to take a picture alongside both slightly earlier and slightly later RM proofs for comparison purposes. I don't think you need to make too much of some of the lot footnotes as they are often reiterating past footnotes, or even copying them verbatim. It is probably better that collectors make up their own mind. I can see the arguments for both sides, but compared with a regular currency piece that has proof-like fields, there is no comparison. -
England Frightened Of Scottish Indepemdence
Rob replied to azda's topic in Nothing whatsoever to do with coins area!
Good news/happy feely stories make for dull media. It ain't going to happen. Conflicting views brings surprises (good media), agreements mean you already know the news. -
England Frightened Of Scottish Indepemdence
Rob replied to azda's topic in Nothing whatsoever to do with coins area!
My son supports independence on the grounds that he often works out of Aberdeen, so it would boost his days out of the country for tax reasons. -
St. James Auction Catalogue Now Online
Rob replied to azda's topic in British Coin Related Discussions & Enquiries
The two catalogues above were available at the Midland on Sunday, the other one will be out shortly. -
HVE is HUE. I can't think of an example prior to G2 (1740 halfpenny) where U is used to replace V.