Cataloguing Coins

[DaveG38 405]

The poeple I use are Stamp Insurance of Exeter (not Dorset). Their insurance covers value at the Spink quoted prices provided that the conditions are met and individual items over £1k are listed. The problem I found with 'standard' insurance companies is that they regard the whole collection as a single item, and the limit (for me) for a single item was around £6k. Given the collection approaches £150k at Spink prices, household insurance simply isn't on. The only problem I have is that the coins are kept in safe storage at the bank, meaning they are less than accessible on a regular basis.

[Rob 3,152]

You could also use a specialist insurer with a separate policy. Typical rates are 1/2% of the sum insured, but that shouldn't be necessary if you use a sensible mainstream insurer.

[Rob 3,152]

2 minutes ago, DaveG38 said:

The poeple I use are Stamp Insurance of Exeter (not Dorset). Their insurance covers value at the Spink quoted prices provided that the conditions are met and individual items over £1k are listed. The problem I found with 'standard' insurance companies is that they regard the whole collection as a single item, and the limit (for me) for a single item was around £6k. Given the collection approaches £150k at Spink prices, household insurance simply isn't on. The only problem I have is that the coins are kept in safe storage at the bank, meaning they are less than accessible on a regular basis.

I used them for a while, but now use Hiscox as their quotes were cheaper and the policy was more flexible.

[azda 979]

15 minutes ago, DaveG38 said:

The poeple I use are Stamp Insurance of Exeter (not Dorset). 

Thats the people, although i couldn't remember where they were or the name of the company, knew it was down Saouf though 

[Michael-Roo 781]

DaveG38: 'The problem I found with 'standard' insurance companies is that they regard the whole collection as a single item, and the limit (for me) for a single item was around £6k.'

We didn't have this problem with ours.

[StephenO 0]

4 hours ago, jaggy said:

 

 

3 hours ago, Michael-Roo said:

 

Stephen, I have my collection included (covered and specified) with our home insurance. We're currently with MORE TH>N, it might be worth giving them a go next time you're looking for cover.

Good idea. Thanks for the suggestion. I've Googled them and they sound much better.